Financial Information

Phelps and Cohen Orthodontics

San Jose & Los Gatos, CA


Financial Information

The cost of your orthodontic treatment will vary depending on your individual needs and treatment plan. Our staff will discuss with you the cost of your treatment as well as payment plan options, so you can make the best choice for you and your smile. We will work with you to create a payment plan that fits your budget, and you will know what to expect before beginning treatment.

  • Learn more about Flexible Spending (FSA) [PDF]

Insurance and Affordable Insurance Plans

Your smile is yours forever, and we want to make it as easy as possible for you to receive the best orthodontic care whenever you need it.

  • Read FAQs about insurance for orthodontics [PDF]
  • Our practice accepts most major credit cards (VISA/MC/AMEX/DISCOVER) and insurance plans.
  • 5% discount extended for payments in full.

If you have insurance that covers a portion of your orthodontic treatment, our office staff is always available to help you with insurance claims and paperwork.

Phelps & Cohen Orthodontics provides its patients with the most beneficial and convenient payment method available - automatic draft of your monthly payments via OrthoBanc. OrthoBanc makes sure your payment is on time, every time, helping you protect your credit score! Payment plans are 0% financing and begin after your initial payment.

Convenient online services

With the simple click of a mouse, our secure online service allows you to:

  • View your appointment and account information at any time
  • Sign up for email or text appointment reminders
  • Check your payment history and see current charges
  • Print out flex spending reimbursement and tax receipts

If you do not have a patient login, please let us know at your next appointment, and we will gladly help you set up your own personal account.

Working Hours

MONDAY : 9:00 am - 12:00 pm, 2:00 pm - 6:00 pm

TUESDAY - WEDNESDAY : 8:30 am - 12:00 pm, 1:30 pm - 5:30 pm

THURSDAY : 8:30 am - 12:00 pm, 1 pm - 5:00 pm

*1st Friday of each month: 9:00 am – 12:00 pm

*3rd Friday of each month: 9:00 am – 12:00 pm, 1 pm – 4:00 pm

*2nd Saturday of each month: 8:00 am – 1:00 pm

*These dates are subject to change due to holidays and doctor availability.


Contact Details

Phelps & Cohen Orthodontics

Main Office (San Jose - Rosegarden area) 2075 Forest Avenue, Suite 2, San Jose, CA 95128

408-298-3433 | 408-298-6304 | [email protected]

For Emergencies (After Call Hours) : 408-500-1027

Working Hours

*1st Friday of each month: 2:00 pm - 5:00 pm

*These dates are subject to change due to holidays and doctor availability.


Contact Details

Phelps & Cohen Orthodontics

Satellite Office (San Jose - Evergreen area) 3151 S. White Road, Suite 104, San Jose, CA 95148

408-298-3433 | 408-298-6304 | [email protected]

For Emergencies (After Call Hours) : 408-500-1027

Working Hours

WEDNESDAY: 9:00 am - 6:00 pm

LUNCH: 12:00 pm - 1:30 pm


Contact Details

Phelps & Cohen Orthodontics

Satellite Office (Los Gatos) 15827 Los Gatos Blvd, Suite B, Los Gatos, CA 95032

408-298-3433 | 408-298-6304 | [email protected]

For Emergencies (After Call Hours) : 408-500-1027